Guess what? All the basic features of this site are totally free to registered users. No credit card is needed during registration, but you will have to enter an invitation code. We will automatically enroll you in the FREEdom plan.
Now, upgrading from the FREEdom plan to a premium plan will give you access to a few special features on this site: all personality tests to help you know yourself, and the use of private groups to engage with teammates in teamwork.
What is karma? Seen as bringing upon oneself inevitable results, good or bad, either in this life or in a next. 😉